Fixed Rate Mortgages
15-Year Fixed-Rate Mortgage
This loan is fully amortized over a 15 year period and
features constant monthly fixed payments. It offers all the
advantages of the 30-year loan, plus a lower interest
rate and you’ll own your home twice as fast. The
disadvantage is that, with a 15-year loan, you commit to
a higher monthly payment. Many borrowers opt for a
30-year fixed-rate loan and voluntarily make larger
payments that will pay off their loan in 15 years.
Credit and income qualifications
30-Year Fixed-Rate Mortgage
A 30 year fixed rate mortgage is the most popular loan option among homeowners. The interest rate and payment is fixed for the life of the loan and is amortized over a 30 year period. The loan will be paid in full in 30 years as long as all payments are made on time. Majority of homeowners choose this option as it offers lower monthly payments and affordability compared to a 15 or 20 year mortgage.
We’re here to make the home loan process easier, with tools and
knowledge that will help guide you along the way, starting with our
We’ll help you clearly see differences between loan programs,
allowing you to choose the right one for you whether you’re a first-
time home buyer or a repeat buyer.
HOW OUR HOME LOAN
Contact us for your
complimentary home loan analysis
Receive options based
on your unique criteria
interest rates and terms
Choose the offer that
best fits your needs
Local and state programs
available for down
down payment and/or
Up to 100% financing
Are you having trouble saving for a down payment? Tired of paying rent but don’t think you can afford to purchase a home? You could be eligible for local and state down payment assistance programs that may cover part or all of your down payment and any additional closing costs. Talk to a loan officer today for a complimentary home loan evaluation to determine if you are eligible.