A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). Qualified lenders may issue the loan. The VA loan was designed to offer long-term financing to eligible American veterans or their surviving spouses (provided they do not remarry).
An FHA Loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially, the federal government insures loans for FHA-approved lenders to reduce their risk of loss if a borrower defaults on their mortgage payments.
The FHA program was created in response to the rash of foreclosures and defaults that happened in the 1930s, to provide mortgage lenders with adequate insurance and to help stimulate the housing market by making loans accessible and affordable.
We’re here to make the home loan process easier with tools and the knowledge that will help guide you along the way, starting with our Loan Qualifier.
We will help you get clarity about different loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a repeat buyer.
HOW OUR HOME LOAN
Contact us for your
complimentary home loan analysis
Receive options based
on your unique criteria
interest rates and terms
Choose the offer that
best fits your needs
Local and state programs
available for down
down payment and/or
Up to 100% financing
Are you having trouble saving for a down payment? Tired of paying rent but don’t think you can afford to purchase a home? You could be eligible for local and state down payment assistance programs that may cover part or all of your down payment and any additional closing costs. Talk to a loan officer today for a complimentary home loan evaluation to determine if you are eligible.