Lifestyle Lending:
Mortgages Made Easy
At Lifestyle Lending, we're committed to streamlining your home financing experience by offering unparalleled expertise, transparent communication, and exceptional service. Our tailored approach ensures you receive competitive rates through a seamless and efficient process, saving both your time and money. With a diverse range of loan options designed for every homeowner, from fixed-rate mortgages to government-backed loans, join us at Lifestyle Lending, where your dream home awaits.
Hours
24/7
Licensed States
Utah, Montana, Texas, California, Colorado, Florida, Idaho
Contact
801-488-2006
info@lslending.com
Branches
1204 W South Jordan Parkway, Unit CB
South Jordan, Utah, 84095
7 N 35th St
Billings, MT 59101
Lifestyle Lending: Our Mission
Your time & money matter – we won’t waste either.
At Lifestyle Lending, we use our market expertise to get you the best rate in a simple and efficient way.
At Lifestyle Lending, our mission is simple – we're here to turn your dream of homeownership into a reality that fits you like a glove. We're not your typical suit-and-tie mortgage folks; think of us more like your financial ally, working hard to find the perfect, personalized home loan solution for you.
Whether you're taking your first step into homeownership, diving into real estate investments, navigating the self-employed hustle, or have proudly served in the military, we've got your back. As your mortgage matchmakers, we have the flexibility to explore a variety of loan programs, ensuring we find the one that suits your unique story.
We're not just about transactions; we're about building connections. Our approach is warm, welcoming, and inclusive. Your homeownership journey is as unique as you are, and we're here to celebrate that diversity. At Lifestyle Lending, it's not just about getting a loan; it's about crafting a homeownership experience that resonates with you, no matter where you're coming from. Let's make your home dreams happen – because diversity in dreams deserves a mortgage that understands and celebrates every shade of possibility.
Digital Mortgage
We leverage cutting-edge technology to provide a seamless, paperless digital mortgage experience.
Broker Savings
Brokers save the average consumer $9,500 per loan by securing the most favorable rates and terms.
5-Star Reviews
The client reviews speak for themselves. We strive for long term client relationships.
Loan Analysis
We offer complimentary loan evaluations, providing personalized insights without any cost.
CONVENTIONAL
When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.
FHA
Home loans provided by the Federal Housing Administration (FHA) may make it easier for you to buy a home. For an FHA loan a down payment of 3.5% is required. Borrowers who cannot afford a traditional down payment of 20% or are unable to receive approval for private mortgage insurance may consider an FHA loan.
VA
If you’re a military veteran or still in active service, you may qualify for a U.S. Department of Veterans Affairs (VA) loan. These often require no down payment and have lower closing costs, which can help keep your savings secure.
USDA
There are many benefits of a USDA home loan. One of the biggest benefits is that no down payment is required. Borrowers who qualify for a USDA home loan have the flexibility to pay nothing out of pocket for a down payment.
DSCR
We offer Debt Service Coverage Ratio (DSCR) loans tailored for real estate investors and business owners looking to finance income-producing properties (rental properties, etc.).
Short Term Rental
We specialize in Short Term Rental Loans crafted for real estate investors looking to capitalize on the booming vacation rental market. Unlike traditional mortgages that focus on personal income or long-term tenancy, these loans evaluate the income potential of your short-term rental property, such as an Airbnb or VRBO listing.
Bank Statement
Bank Statement Loans our designed for self-employed individuals, freelancers, and business owners who want to purchase or refinance a home without the constraints of traditional mortgage requirements.
Multifamily Units
We provide Multifamily Loans tailored for investors eyeing properties with 5 to 10 units, offering a smart way to finance or refinance income-generating real estate.
The Lifestyle Experience
Why Work With Us
Transparency
One of our core values is complete transparency with our clients. It is woven into the fabrics of our business. You can expect honesty and trust when working with us.
Lower Rates
We do the rate shopping for you. One of the benefits of working with us is we can shop your loan around with dozens of lenders to make sure you are getting the best loan terms for your situation.
Lower Fees
We don’t believe you should spend more on your dream home so we can earn more. Our fees are lower than our competitors so you keep more money in your pocket.
Faster Closing Times
Your perfect home is waiting for you. Enjoy faster closing times so you can start living your dream as quickly as possible. We can close loans in as little as 10 business days.
Better Service
Securing your home shouldn’t be stressful. Get better service and care without compromising on value. We save our clients on average around $9500 using a broker over a big bank. We are also local to our markets and have more knowledge than an online lender or retail bank.
"Used Tyler last year and would hands down again. Easy to work with, and honest. We shopped around with some other big mortgage companies, but none could beat his numbers and even if they had, I’m certain they couldn’t have matched the service. Tyler came highly recommended by others in the real estate industry."
"The entire experience end to end was better than anybody else I’ve worked with, and I’ve been in real estate for almost a decade. Mike is one of the best negotiators I know. He was able to get $100K under original asking price, and there aren’t many who can do that. 20/10!"
"The team at Lifestyle Lending took great care of me. Open line of communication throughout the entire lending process. When I had a question, they were quick to respond. With that, they were also on top of the details and gave me a clear path of what was to come next. I will certainly be using them on my next loan!"
Our Online Reputation Precedes Us
Contact Us
We would love to hear from you! Use this form to contact us and we'll follow up fast, typically within 24 hours.
Contact Us
Address
1204 W South Jordan Parkway, Unit CB
South Jordan, Utah, 84095
Phone
801-488-2006
info@lslending.com
