A jumbo loan is a loan that exceeds the conforming loan limits as set by Fannie Mae and Freddie Mac. As of 2022, the limit is $647,200 for most of the U.S. Alaska, Hawaii, Guam, and the U.S.Virgin Islands have limits of $970,800. Rates may be a bit higher on jumbo loans because lenders generally have a higher risk.
Debt to income ratio is capped at 45%
Loan amount must be above conforming county loan limits
We’re here to make the jumbo home loan process more accessible, with tools and knowledge that will help guide you along the way, starting with our jumbo loan qualifier.
We’ll help clarify the differences between loan programs, allowing you to choose the right one for you, whether you’re a first-time homebuyer or a repeat buyer.
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